Credit Card to Bank Transfer Charges
Our credit card to bank transfer charges start from 2.2% of the card amount, with a minimum transaction of ₹10,000. Charges are not fixed: they are decided by the bank, depending on your card. The money is sent by IMPS to your own bank account after in-person verification at our JP Nagar 7th Phase office.
Use the calculator below for a quick estimate.
Fee calculator
- Charge at 2.2%
- ₹1,100
- Sent to your account
- ₹48,900
This is an estimate at the starting rate of 2.2%, assuming the charge comes out of the card amount. Charges are decided by the bank, so we confirm the exact charge and payout before you approve.
Worked examples
| Card amount | Charge at 2.2% | Reaches your bank |
|---|---|---|
| ₹10,000 | ₹220 | ₹9,780 |
| ₹25,000 | ₹550 | ₹24,450 |
| ₹50,000 | ₹1,100 | ₹48,900 |
| ₹1,00,000 | ₹2,200 | ₹97,800 |
| ₹1,50,000 | ₹3,300 | ₹1,46,700 |
Need an exact amount in your account?
Divide the amount you need by 0.978. For ₹40,000 in your account at 2.2%, the card payment would be about ₹40,900. We round and confirm it with you at the counter.
What you pay us, and what you pay your bank
There are two separate parts. Our service charge, from 2.2%, is paid once, at the time of the transaction. Your card issuer's terms then apply to the card balance. If you pay the full bill by the due date, many cards add no interest on purchases. If you carry the balance, interest and late fees can add up quickly.
Read card to bank transfer charges explained for a deeper look, or see how a card to bank transfer works.
Our promises on pricing
- The charge is shown before you pay. Never after.
- No extra "processing" or "release" fees.
- A declined card payment costs you nothing.
- The payout goes only to your own bank account.
We accept Visa, Mastercard, Amex, Diners Club, RuPay and OneCard. Our office details are on the JP Nagar office page.
Questions about our charges
Is 2.2% the final charge?
Not always. Charges are not fixed; they are decided by the bank and start from 2.2%. We confirm the exact charge before you approve.
What is the smallest amount you handle?
₹10,000. We do not handle smaller amounts.
Are there any other fees from your side?
No. The charge we show you is our full charge. Your card issuer's own terms, like interest on unpaid balances, are separate.
Do different cards have different charges?
They can. Charges are decided by the bank and card, starting from 2.2%. We tell you the exact figure before payment.
Visit our JP Nagar 7th Phase office
Know your numbers? Come and see us.