What to Bring for a Card to Bank Transfer, and What Happens
Last updated: · By C2C Enterprises
Wondering what to bring for a card to bank transfer at our JP Nagar 7th Phase office? This checklist covers it, and following it saves you a second trip.
We have also listed every step that happens after you walk in, so nothing surprises you.
The short checklist
Put these in your bag before you leave:
- The credit card itself. A photo or card number on your phone will not work.
- Your Aadhaar card and PAN card, in the same name as the credit card. We keep these details for reference.
- Your own bank account details. Account number and IFSC. A passbook, cheque leaf or a screenshot from your bank app helps avoid typing errors.
- Your mobile phone. Your bank may send an OTP or an alert you need to approve.
These are the only documents for credit card to bank transfer at our office. You do not need salary slips, address proof or a photograph.
Check these at home
- Available limit. Open your card app and see how much you can use today.
- Card machine payments. Many banks let you switch POS use on or off. Make sure it is on.
- Daily spend cap. Some apps set a per-day limit. Raise it if needed.
- The bank account is yours. We send money only to an account in the cardholder's name. Joint accounts where you are the first holder are usually fine; ask us if unsure.
What happens at the office, step by step
1. A quick hello and a few questions
We ask what amount you need and which card you have. We explain the charge, which starts from 2.2%, and the minimum of ₹10,000.
2. Identity check
We look at your Aadhaar card, PAN card and match the name with the card. This is the most important step. It protects you if your card is ever lost.
3. Bank account check
We confirm your account number and IFSC. Where possible, the name linked to the account is checked before money is sent.
4. You see the numbers
Before anything is charged, we show you three figures: the card amount, our charge and the amount that will reach your bank. You say yes or no.
5. Card payment
You swipe, tap or insert your card on our machine. Any PIN or OTP is entered by you, privately.
6. IMPS transfer
We send the agreed amount by IMPS to your own account. Most credits arrive within minutes. You can check your bank app before leaving.
7. Records
Keep the card machine slip. The IMPS reference is available if you ever need to trace the transfer.
How long it takes
The process takes up to 5 minutes. Evenings and weekends can be busier, so a quick call before you leave home is a good idea. We are open every day from 9 AM to 5 PM.
Things we will never do
- Ask you to share your PIN or OTP with us.
- Send money to anyone other than you.
- Keep your card or your Aadhaar card and PAN card.
- Hand over physical notes.
Where to go
Our only office is in RBI Layout, JP Nagar 7th Phase. Full directions are on our JP Nagar office page. If you are still deciding, read how a card to bank transfer works, or check the charges.
Checklist questions
Are photocopies of my Aadhaar card and PAN card enough?
Please bring both originals. A copy in DigiLocker can help as a backup, but call us to check before relying on it.
Can my family member come instead of me?
No. The cardholder must come in person for the first visit, with their own Aadhaar card and PAN card.
Do I need to bring my cheque book?
Not required. A cancelled cheque leaf is useful only to read your account number and IFSC correctly.
What if my bank app is not working that day?
We can still send IMPS using your account number and IFSC. You can confirm the credit later through SMS or your passbook.
Can I bring two cards?
Yes, if both are in your name. Each transaction is checked separately.