Credit Cards We Accept for Bank Transfer
We accept six credit card networks for bank transfer at our JP Nagar 7th Phase office. Whichever card you use, the money is sent by IMPS to your own bank account after in-person checks, and charges start from 2.2%.
The six networks at a glance
| Card | Common issuers in India | Our page |
|---|---|---|
| Visa | HDFC Bank, SBI Card, ICICI Bank, Axis Bank and most others | Visa credit card to cash |
| Mastercard | HDFC Bank, SBI Card, ICICI Bank, Axis Bank, Kotak and more | Mastercard credit card to cash |
| American Express | Issued by American Express itself | Amex credit card to cash |
| Diners Club | Mainly HDFC Bank | Diners Club credit card to cash |
| RuPay | SBI Card, HDFC Bank, Axis Bank, ICICI Bank, public sector banks | RuPay credit card to cash |
| OneCard | Partner banks such as Federal Bank and IDFC FIRST Bank | OneCard credit card to cash |
Same rules for every card
- The card must be a personal credit card in your name.
- Your first transaction needs a visit to our office with your Aadhaar card and PAN card.
- Payouts are made only to your own bank account.
- Charges start from 2.2%, minimum ₹10,000.
Avoid a declined payment
Most declines happen because card machine (POS) payments are turned off in the bank app, or the daily limit is low. Check both before you leave home. Also confirm you have enough available limit for the amount plus charges.
Which card should you use?
If you have more than one card, think about which bill you can repay most easily, and which card has more free limit. Using a card with lots of spare limit keeps your credit utilisation lower. Read does a card to bank transfer affect CIBIL to learn why.
Check the charges and calculator or visit our JP Nagar 7th Phase office. New to this? Start with credit card to cash in Bangalore.
Card questions
Do you accept debit cards?
No. This service is only for credit cards. Debit card money is already in your bank account.
Do you accept prepaid or gift cards?
No. We accept personal credit cards on the six networks listed on this page.
Is any card cheaper than the others?
Charges are not fixed. They depend on your bank and card, start from 2.2%, and we confirm the exact charge before payment.
Can I use a card that is not in my name?
No. The card, the Aadhaar card, PAN card and the bank account must all be in the same person's name, and that person must be present.
Visit our JP Nagar 7th Phase office
Bring any of these six cards.